The Complete Guide to Buying Property in Punta Cana as a Foreigner in 2026
Why invest in Punta Cana in 2026?
Punta Cana is consolidating itself as one of the most attractive destinations in Central America for foreign investors. With paradise beaches, growing infrastructure and an expanding property market, buying property in Punta Cana as a foreigner is a smart decision. In 2026, the legal and tax conditions remain favourable, making it easier to acquire houses, flats or land.
Legal process for buying property in Punta Cana as a foreigner
The process is similar to that for nationals, but with a few additional steps. Make sure you have a lawyer who specialises in real estate.
1. Offer and option contract
A reservation contract is signed with a deposit (usually 5-10% of the price). The lawyer verifies the ownership and any liens on the property.
2. Due diligence
Review of documents at the Dirección General de Impuestos Internos (DGII) and the Registry of Titles. It is confirmed that there are no debts or liens.
3. Signing of the purchase and sale contract
The contract is signed before a public notary. Payment is made by cheque or bank transfer. The notary drafts the deed of sale.
4. Registration of the property
The title is registered at the corresponding Registry of Titles. This step grants definitive legal ownership.
Requirements for buying property in Punta Cana as a foreigner
The requirements are straightforward, but it is essential to meet them punctually:
- Valid passport (residency is not required).
- Tax Identification Number (RNC) or ID Card if you have temporary residency.
- Proof of income if financing is required.
- Funds in local or international bank accounts.
- Tax no-objection certificate if buying with a local mortgage loan.
There are no restrictions on foreigners purchasing properties in tourist zones.
Taxes associated with the purchase
Learn about the taxes you must pay when foreigners buy property in Punta Cana:
| Item | Percentage | Notes |
|---|---|---|
| Transfer Tax (ITP) | 3% | On the property value or cadastral value, whichever is higher. |
| ITBIS | 18% | Only applies to new properties (first sale). |
| Notarial fees | 1%-1.5% | Negotiable, usually borne by the buyer. |
| Title registration | 0.5%-1% | Fee charged by the Registry of Titles. |
| Annual IPI | 0.25%-1% | On the cadastral value, paid every year. |
Most sought-after areas to invest in 2026
Bávaro
The most commercial and touristic area. It offers beachfront condominiums, resorts and golf courses. Ideal for holiday rentals. Prices from $150,000 USD up to $500,000+.
Cap Cana
An exclusive area with a marina, a luxury golf course and high-end residences. Estimated annual capital appreciation of 8-12%.
Uvero Alto
Tranquillity and unspoilt beaches. New projects such as boutique hotels and eco-villas. More accessible prices from $80,000 USD.
Investment tips for foreigners
- Work with a certified local agent who knows the market and the regulations.
- Verify the title of ownership at the Registry of Titles before signing.
- Consider property management if you plan to rent out the property.
- Evaluate the exchange rate and fluctuations of the dollar vs the Dominican peso.
- Find out about the Tourism Law, which offers tax incentives for projects in tourist areas.
- Don’t forget insurance against natural disasters and public liability.
Frequently asked questions
Can I obtain residency by buying property? Yes, real estate investment is one of the routes to apply for temporary residency by investment (Law 171-07).
Is it safe to buy without visiting the country? It is possible, but always with a trusted agent and video calls.
How long does the whole process take? Between 30 and 60 business days, from the offer to the registration.
